COTI Pay, which is part of COTI’s Universal Payment System (UPS), represents a breakthrough in payments for both merchants and consumers as it enables them to send and receive payments any way they want — from crypto and stable coins to credit cards and even a merchant’s native coin.
It works in online and offline environments and enables merchants to settle instantly, while enjoying zero FX costs, buyer-seller protections, lows fees, high speed and more. It also provides merchants with credit lines to cover working capital needs — from paying rent and covering payroll expenses to securing marketing campaign costs and more.